College Scholarship Search College Search Career Exploration College Admissions Articles Financial Aid and Student Loan Calculators Compare Student Loans

Important Note: You may use the Debt-to-Income Calculator without logging in or registering. However, you will not be able to save your information. If you would like to enable the save functionality, you must first Log-in or Register.

Calculator Inputs

It is important for borrowers to understand what constitutes a manageable level of student loan debt. This calculator is designed to compare a student's expected income to projected monthly loan payments. The result is a debt-to-income ratio, providing a gauge for how much of a burden student loan debt will be.  
Annual Income
(Earned or Expected upon Graduation):
Amount of Loan (Principal): $
Annual Interest Rate: %
Term of Loan: Years
Minimum Monthly Payment: $

Calculator Disclaimer